{"product_id":"bbp-personal-budget-tracker","title":"BBP Personal Budget Tracker","description":"\u003cp\u003e\u003cstrong\u003eAs an owner, your personal finances and your business are tied together — but most of us only ever look at one of them.\u003c\/strong\u003e Money comes in, money goes out, and somehow the month ends with less than it feels like it should.\u003c\/p\u003e\n\u003cp\u003eIt's not that you're bad with money. It's that you've never had a clear picture of it — so spending happens by feel, and \"where did it all go\" is a question you ask after the fact instead of before.\u003c\/p\u003e\n\u003cp\u003eThis tracker gives you the picture. Type in what comes in and what goes out; it shows you exactly what you keep — your net cash flow and savings rate, live, at a glance.\u003c\/p\u003e\n\u003ch3\u003eWhat's Inside\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eA clean monthly budget — income and every spending category\u003c\/li\u003e\n\u003cli\u003eA live summary dashboard: net cash flow and savings rate, calculated for you\u003c\/li\u003e\n\u003cli\u003eA \u003cstrong\u003e50\/30\/20 check\u003c\/strong\u003e — it splits your actual spending into Needs \/ Wants \/ Savings \u0026amp; debt paydown, shows each as a % of income against the 50\/30\/20 targets, and gives a traffic-light, plain-English read (\"on track \/ trim needs \/ a little low\")\u003c\/li\u003e\n\u003cli\u003eOverspending flags so categories that run hot stand out\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003e🎁 Free bonus included: 50\/30\/20 Quick-Start Guide\u003c\/h3\u003e\n\u003cp\u003eThe rule in plain English — what counts as a need vs. a want, the honest \"adjust the ratios to your season\" note, and three worked examples — so the 50\/30\/20 check on your budget makes sense the first time you see it.\u003c\/p\u003e\n\u003ch3\u003eWhat it does for you\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eKnow exactly where your money goes\u003c\/strong\u003e\u003cul\u003e\n\u003cli\u003eEvery dollar in and out, in one place\u003c\/li\u003e\n\u003cli\u003eCategories that surface where it's really going\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eKeep more of what you make\u003c\/strong\u003e\u003cul\u003e\n\u003cli\u003eA live savings rate that turns \"spend less\" into a number\u003c\/li\u003e\n\u003cli\u003eThe 50\/30\/20 check shows if your Needs \/ Wants \/ Savings split is actually healthy\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eDecide with a clear head\u003c\/strong\u003e\u003cul\u003e\u003cli\u003eThe real picture before the month, not after\u003c\/li\u003e\u003c\/ul\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eFinally see your money clearly.\u003c\/h3\u003e\n\u003cp\u003eWhat it saves you in a single month covers it many times over.\u003c\/p\u003e\n\u003ch3\u003eBuy once, get every update free — for life.\u003c\/h3\u003e\n\u003cp\u003eWe're always improving these tools. When we do, you get the upgraded version free, delivered by email through our store — even if the price has gone up since you bought. This isn't a one-time purchase — it's an investment in you and your business, and it only grows in value over time.\u003c\/p\u003e\n\u003cp\u003e\u003cem\u003eFormats:\u003c\/em\u003e editable Excel spreadsheet with the formulas built in, plus a print-ready PDF bonus. Instant download — works on Mac \u0026amp; PC.\u003c\/p\u003e\n\u003cp\u003eKnow where it goes, and keep more of it. This is where that starts.\u003c\/p\u003e\n\u003chr\u003e\n\u003cp\u003e\u003cem\u003eInstant download: your files are available the moment your payment is confirmed. Because these are instant digital downloads, they aren't eligible for returns, exchanges, or cancellations — but if anything's wrong with your order, reach out and we'll make it right.\u003c\/em\u003e\u003c\/p\u003e","brand":"Built by Purpose Co","offers":[{"title":"Default Title","offer_id":52163562275096,"sku":"BBP-BUDGET-001","price":19.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0989\/3176\/9624\/files\/personal-budget-tracker-cover_4d831248-984e-4859-9d44-5ced42e37264.png?v=1783581578","url":"https:\/\/shop.builtbypurposeco.com\/products\/bbp-personal-budget-tracker","provider":"Built by Purpose Co.","version":"1.0","type":"link"}