{"product_id":"debt-payoff-planner","title":"Debt Payoff Planner","description":"\u003cp\u003e\u003cstrong\u003eDebt feels heaviest when it's a blur.\u003c\/strong\u003e A balance here, a card there, a loan you try not to think about — and the not-knowing is its own weight. It's easy to feel like you'll be carrying it forever.\u003c\/p\u003e\n\u003cp\u003eBut debt isn't actually a feeling — it's a math problem with a finish line, and the only reason it feels endless is that no one ever helped you put it on paper. Once you do, it becomes a plan you can actually finish.\u003c\/p\u003e\n\u003cp\u003eThis planner does exactly that. List every debt, pick a strategy, and get a real payoff date — so the blur becomes a countdown you control.\u003c\/p\u003e\n\u003ch3\u003eWhat's Inside\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eA complete debt list, totaled for you\u003c\/li\u003e\n\u003cli\u003eA months-to-payoff estimate at your chosen payment\u003c\/li\u003e\n\u003cli\u003eA \u003cstrong\u003epayoff-order helper\u003c\/strong\u003e — flip between \u003cstrong\u003eavalanche\u003c\/strong\u003e (highest interest rate first) and \u003cstrong\u003esnowball\u003c\/strong\u003e (smallest balance first) and it ranks your debts in the order to attack them\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003e🎁 Free bonus included: Debt Negotiation Call Scripts\u003c\/h3\u003e\n\u003cp\u003eThree scripts for the calls that can shave real money off what you owe — a rate-reduction ask, a hardship \/ payment-plan ask, and a settlement inquiry — each with \"if they say no\" lines so you're not caught flat. (Practical guidance, not financial or legal advice.)\u003c\/p\u003e\n\u003ch3\u003eWhat it does for you\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eTurn the blur into a plan\u003c\/strong\u003e\u003cul\u003e\n\u003cli\u003eEvery debt in one place, totaled\u003c\/li\u003e\n\u003cli\u003eA real payoff date instead of a vague hope\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePick the smartest strategy\u003c\/strong\u003e\u003cul\u003e\n\u003cli\u003eToggle snowball for momentum or avalanche for math — the planner re-ranks your list either way\u003c\/li\u003e\n\u003cli\u003eSee how an extra payment moves the finish line\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eStay motivated to the end\u003c\/strong\u003e\u003cul\u003e\n\u003cli\u003eWatch the countdown shrink\u003c\/li\u003e\n\u003cli\u003eA plan you can actually finish\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003ePut a finish line on your debt.\u003c\/h3\u003e\n\u003cp\u003eThe clarity alone is worth many times what it costs.\u003c\/p\u003e\n\u003ch3\u003eBuy once, get every update free — for life.\u003c\/h3\u003e\n\u003cp\u003eWe're always improving these tools. When we do, you get the upgraded version free, delivered by email through our store — even if the price has gone up since you bought. This isn't a one-time purchase — it's an investment in you and your business, and it only grows in value over time.\u003c\/p\u003e\n\u003cp\u003e\u003cem\u003eFormats:\u003c\/em\u003e editable Excel spreadsheet with the formulas built in, plus a print-ready PDF bonus. Instant download — works on Mac \u0026amp; PC.\u003c\/p\u003e\n\u003cp\u003eA plan you can finish beats a worry you carry. This gives you the plan.\u003c\/p\u003e\n\u003chr\u003e\n\u003cp\u003e\u003cem\u003eInstant download: your files are available the moment your payment is confirmed. Because these are instant digital downloads, they aren't eligible for returns, exchanges, or cancellations — but if anything's wrong with your order, reach out and we'll make it right.\u003c\/em\u003e\u003c\/p\u003e","brand":"Built by Purpose Co.","offers":[{"title":"Digital Download","offer_id":52173712130328,"sku":"BBP-PMT-002","price":17.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0989\/3176\/9624\/files\/debt-payoff-planner-cover_7670ac78-de6c-4246-9aab-bb971b986b5a.png?v=1783192400","url":"https:\/\/shop.builtbypurposeco.com\/products\/debt-payoff-planner","provider":"Built by Purpose Co.","version":"1.0","type":"link"}